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Credit Union Student Loans: A Smarter Way to Pay for College

Get the funding you need with lower rates, flexible repayment options and a simple application process.
Learn More About Undergrad Learn More About Graduate

Flexible Student Loans to Fund Your Future

Your education is an investment in your future, and we’re here to help you make it happen. We’ve partnered with Student Choice to give you the financial flexibility to get the funds you need, without the stress.

Find the Right Loan for You

Take the next step toward your education goals.
Learn More About Undergrad

Learn More About Undergrad

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Learn More About Gradute

Learn More About Gradute

 
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Why Choose Service Credit Union for Your Student Loan?

  • Lower Interest Rates – Keep borrowing costs low, so you can focus on your future.
  • Flexible Repayment & Deferment – Pay on your own schedule, with options to defer while in school.
  • Easy Online Application – A hassle-free process with quick decisions.
  • Line of Credit Structure – Apply once and access funds throughout your college career.*
  • Customizable Borrowing – Loan amounts tailored to your needs.

Learn More

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Take Control of Your Financial Future

As a Service Credit Union member, you get access to award-winning financial education tools that help you make smart borrowing decisions.

We've partnered with Student Choice to offer iGrad to provide free access to interactive learning modules, personalized content, and expert resources to help you borrow wisely and plan for a strong financial future.

What You’ll Get:

  • Educational Videos & Articles – Stay informed with daily updated content.
  • Interactive Financial Tools – Learn everything from FAFSA basics to managing student debt.
  • Career Development Resources – Get help with job searches, resume building and interview prep.
Get Started Now
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Guidance from the Experts

Not sure where to start? Let’s talk.

Whether you need help with FAFSA applications, understanding award letters or planning your repayment strategy, our experts are here to guide you. Book a free, one-on-one consultation today.

Schedule Now

Student Loan FAQs

Should I apply for federal student aid first?
 Yes! Maximize lower-cost options like federal aid before considering a private student loan.
Who is eligible for a Student Choice student loan?
Borrowers must meet credit qualifications and be enrolled at an approved school. Loan amounts are based on academic progress and creditworthiness.
What are the repayment options?
Choose from deferment while in school, interest-only payments or standard repayment plans to fit your budget.
How do student loans work?
Through a partnership with Student Choice, our student loans cover tuition, books, and living expenses with flexible repayment options and competitive rates. Repayment typically begins after graduation.

Smart Borrowing Starts Here

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Student Loans - Federal vs. Private: What's the Difference?

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*Federal student loans may qualify for payment and interest rate benefits that private student loans do not. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender. For more information, visit studentaid.gov or contact your federal student loan servicer. All loans subject to qualification and additional criteria, including graduating from an approved school. Equal opportunity lender.