Annual Meeting

The 2025 Annual Meeting will be held at the Service Federal Credit Union Corporate Offices on March 31, 2026 at 4:30 p.m. ET

Search

Checking & Savings

Checking With Everyday and Dividend Checking from Service Credit Union, you can get paid early*, save on loans and manage your money effortlessly.
- Everyday Checking Service Credit Union members can choose from our free Everyday Checking account or our Dividend Checking and get paid up to two days early with direct deposit.*
- Dividend Checking Service Credit Union members can choose from our free Everyday Checking account or our Dividend Checking and get paid up to two days early with direct deposit.*
Savings At Service Credit Union, we make saving for your future second nature. We offer traditional savings accounts, money markets, certificates, and much more.
- Primary Savings Start saving with just $5 in a Primary Savings account at Service Credit Union. Earn competitive APY, enjoy member benefits, and build your financial future.
- Military Savings We are proud to serve our armed forces, veterans and their families. If you are a part of one of these groups, apply for an SCU military savings account today.
- Youth Savings Help kids build smart money habits with a youth savings account from Service Credit Union. Earn dividends and support lifelong financial confidence.
- Holiday Club Save all year with a Holiday Club Savings account from Service Credit Union. Make regular deposits and get your balance in November for stress-free holidays.
Money Markets Grow your savings with a Service Credit Union money market account. Earn higher dividends with tiered rates while keeping access to your funds when needed.
Share Certificates Compare Service Credit Union share certificate terms and CD rates. Start with $500, earn dividends, and lock in a guaranteed rate. Open your certificate today.
Trusts Service Credit Union offers two types of trusts. Visit a branch or call us today to learn more about establishing a trust to save for your family’s future.

Loans

Auto Loans Get competitive auto loan rates from Service Credit Union. Finance cars, trucks, or motorcycles with flexible terms and a fast online application.
- Auto Refinance Loans Love the car you have but don’t love the payment? Auto refinancing from Service Credit Union can help you save more with rates as low as 5.24% APR*.
Credit Cards Compare Service Credit Union credit cards with low interest rates, no hidden fees, and valuable rewards. Apply online and find the right card today.
- Visa Signature Everyday Elite Card Apply Online! Receive 1.5 rewards points for every $1 spent, and earn 15,000 bonus points when you spend $1,500 in the first 60 days.**
- Visa Everyday Card The Everyday Visa credit card has a limit of up to $20,000, no annual fee and no hidden APR increases** for late payments, and no surprises.
- Visa Everyday Starter Card The Everyday Starter Visa credit card has a limit of up to $1,000, no annual fee and no hidden APR increases** for late payments.
Personal Loans Low rates and fast approval when you need the funds Don’t let debt cast a dark cloud over your financial well-being. With a personal loan tailored to your specific needs, you can get back on […]
- Military Relocation Loans Service Credit Union is committed to helping improve the lives of those who serve. Military members can receive a .75% APR* loan discount on auto, motorcycle and personal loans with just DFAS direct deposit into a Service CU checking account.
- iBot Loans Finance an iBOT® Personal Mobility Device with a Service Credit Union loan. Accessible financing designed to support independence and mobility.
- Share Secured Loans With a share secured loan, you can borrow money and use your Service Credit Union savings account as collateral. That means you’ll pay less interest than you would on other types of loans aimed at people who don’t have much of a credit record—all while you’re building up your credit.
- Wedding Loans Here for You, From “I Do” to “We Do” You deserve your dream wedding, and we’re here to help. A wedding loan is a smart way to pay for your big day without using up […]
Student Loans Don’t let gaps in federal funding keep you from your education goals. We’ve partnered with Student Choice to provide you with the additional funds you need and features you want.

Mortgage & Home Equity

Mortgage Get better rates, lower closing costs, and peace of mind with our very competitive mortgage loan options. Home loans, built for real people.
- First-Time Homebuyer First-time home buyer loans from Service Credit Union. We help first-time homebuyers secure competitive mortgage rates and expertly guide you through every step.
- Jumbo Mortgage Finance high-value homes with jumbo mortgage loans from Service Credit Union. Competitive rates and flexible options for larger purchases.
- VA Mortgage VA Home Loans from Service Credit Union. Competitive VA mortgage rates and exceptional customer service make Service Credit Union the best VA mortgage lender.
Home Equity Loan Tap into your home’s value with a Service Credit Union home equity loan. Enjoy competitive rates, flexible terms, and expert guidance. Get started today.
HELOC A Home Equity Line of Credit (HELOC) is an affordable way to borrow money that’s secured against the value you’ve already built up in your home. Right now, enjoy a 12-month fixed rate as low as 2.50% APR*.
Construction Loans Build your home with a Service Credit Union construction loan. Finance land and construction with flexible terms and expert guidance. Get started today.
Mortgage Assistance Programs Explore mortgage assistance programs from Service Credit Union designed to help you manage payments and achieve homeownership with confidence.
Manufactured Home Financing

Services

Online & Mobile Banking We’ve taken our online banking services to the next level. These enhancements aim to make your banking experience smoother, wherever you take us.
International Services Bank worldwide with Service Credit Union international services, including bill pay, SEPA transfers, and foreign currency. Contact us to get started.
- International Bill Pay Pay rent, utilities, and other bills abroad with Service Credit Union international bill pay. Schedule secure payments worldwide with confidence.
- SEPA Send and receive euros easily with SEPA transfers from Service Credit Union. Enjoy fast, reliable European payments using your IBAN and BIC.
- V PAY Shop across Europe with a V PAY debit card from Service Credit Union. Enjoy secure, widely accepted payments without foreign transaction surprises.
- Exchange Rates Quickly and easily view the accommodation rate and daily changes in rates for the Euro, Australian Dollar, British Pound, Canadian Dollar, Czech Republic Koruna, Norwegian Krone, Polish Zloty, Swedish Krona, Swiss Franc and Romanian Leu.
- Foreign Currency Banknotes Order foreign currency banknotes from Service Credit Union before you travel. Skip airport lines, get competitive exchange rates, and pick up at a U.S. branch.
Insure Protect what matters most with insurance options through Service Credit Union. Access discounted home, auto, renters, and specialty coverage. Contact us today.
- File a Claim Credit Life Insurance or Credit Disability Insurance claim? We are here to help! In your time of need, our claims process is simple for covered events. If you elected Credit Life Insurance or Credit Disability […]
Military Banking We are dedicated to providing services that fit the needs of our military members, including early paydays, International Bill Pay and a mobile app.
Invest
- Service Financial Group Plan for your future with investment services through Service Credit Union. Get personalized guidance for retirement and long-term financial goals.
- E-Invest Build goal-based portfolios, trade stocks, and practice investing with E-Invest in the Service Credit Union mobile app, with no minimum to get started.

Business

Business Banking Manage your business finances with Service Credit Union business banking. Access checking, savings, lending, and digital tools built to support your growth.
- Checking Manage daily expenses with a Service Credit Union business checking account. Flexible options, digital tools, and support built for businesses of all sizes.
- Savings Choose from a variety of savings options for your business.
- Online Banking & Bill Pay Manage your business finances anywhere with online and mobile banking from Service Credit Union. Access bill pay, cash management, and digital tools.
- Partner Services Support your business with partner services through Service Credit Union. Access digital tools and integrated solutions that simplify operations and save time.
- Business Resources Access business resources and financial tools from Service Credit Union. Find guidance, information, and support to help your business operate smoothly.
Credit Cards Enjoy benefits such as an auto rental collision damage waiver, purchase security and extended protection, roadside Dispatch®, travel and emergency assistance services and a cell phone protection plan, all while earning uChoose Rewards® points for every dollar spent.
Loans Explore personal, auto, and home loan options from Service Credit Union, compare rates, and apply online for financing that fits your budget.
- SBA Loans Get SBA loans through Service Credit Union with flexible terms and expert guidance. Financing designed to help your small business grow.
- Business Line of Credit Our business line of credit is always there when you need it, whether to pay bills, cover an unexpected expense or reach for the stars.
- Auto Loans No matter what it takes to keep your business rolling, we can write loans that put you behind the wheel, at competitive rates.
- Equipment Financing Finance new or used equipment with Service Credit Union equipment loans. Competitive rates and flexible terms help your business move forward.
- Commercial Mortgages Get cash for new constructions, renovations or commercial development.

woman looking at her laptop

Press

Stay in the loop about what’s new

Top200-Badge-Credit-Unions-2019-003

Press

DepositAccounts.com Names Service Credit Union One of the Top Hea...

DepositAccounts.com, a subsidiary of LendingTree, has released its list of the 2019 Top 200 Healthie...

SCULogo_Blue_250

Press

Service Credit Union Receives Certificate of Excellence from Amer...

IMG_0675_SM

Press

Service Credit Union Celebrates Grand Opening of Laconia Branch

John-Broderick-1

Press

Service Credit Union Hosts Ninth-Annual Seacoast Veterans Confere...

SCULogo_Blue_250

Press

Service Credit Union Named to Top 30 Best-Performing Credit Union...

Service-Credit-Union-and-Portsmouth-Firefighters

Press

Service Credit Union Surprises Portsmouth Firefighters With Rando...

LaconiaGreenPin-1

Press

Service Credit Union Opens New Location in Laconia, N.H.

DavidAraujoHeadShot

Press

Service Credit Union Appoints David Araujo CEO and President

...

Empowering Your Path to Financial Wellness

Your 2026 Credit Score Playbook: The Biggest Changes (and What Th...

Your 2026 Credit Score Playbook: The Biggest Changes (and What They Mean for You)

Budget Tools

Budgeting

Smarter Tools to Help You Budget and Save

Smarter Tools to Help You Budget and Save

2026 Tax Season

Helpful Resources

Getting Organized for the 2026 Tax Season: Your Guide to Stress-F...

Getting Organized for the 2026 Tax Season: Your Guide to Stress-Free Tax Preparation